State of Idaho Employee Group Life Insurance Plan

In addition to being a great state, Idaho has a pretty good voluntary group life insurance plan for employees. However, as you get older, group plans can get restrictive and expensive relative to the private market. 

Max. Voluntary Coverage

Spousal Option 

Coverage Reduction Based on Age

Lesser of 3X pay or $500K

Yes

Max. $10K

Current coverage decreases to 75% at age 70, 50% at age 75, coverage terminates at retirement

Plan Overview


Workers Bequest does its best to provide complete and accurate information. However, we rely upon the plan providers to make the information available. As a result, information, such as age-related coverage reductions, may not always be complete. Please consult with your plan documents if you have concerns regarding this matter.

 Using the quote tool in combination with the Smart GLIX voluntary coverage comparison calculator, you will be able to decide what move, if any, is the right action.

Simply fill out the quote form and you will be  prompted to an underwriting questionnaire. The questionnaire is essential to providing you with an accurate rate quote. 

Upon submission of the questionnaire, you will see rates from top carriers, broken down by rate, exam requirements,and living benefits options.  Workers Bequest lists the carriers we recommend at the top of the page, but you are free to choose any carrier listed.

 As always, feel free to use the contact us link or give us a call at  855-840-1400.

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